Company Overview

A growing financial technology environment is expanding its open banking capabilities to support secure financial connectivity, digital account services, and data-driven financial products across European markets. Its technology ecosystem focuses on account information services, payment initiation, banking connectivity, and API-enabled financial solutions for businesses and consumers.

The organisation is seeking an experienced product leader to shape its open banking strategy, identify new commercial opportunities, and oversee the development of financial products built around secure bank connectivity.

Role Summary

The Open Banking Product Strategy Lead will be responsible for defining and executing the product strategy for open banking solutions. The position combines financial technology product leadership, banking infrastructure knowledge, commercial planning, and regulatory awareness.

The successful candidate will work with engineering, compliance, commercial, and design teams to develop open banking products that enable secure access to financial information, facilitate payment initiation, and improve connectivity between banks and digital financial platforms.

Key Responsibilities

• Develop and maintain the strategic product roadmap for open banking services.

• Identify opportunities for new financial products using account information and payment initiation capabilities.

• Define product requirements for secure bank connectivity and financial data access.

• Coordinate the development of account aggregation and multi-bank financial management solutions.

• Work with engineering teams to translate business requirements into technical product specifications.

• Evaluate open banking market developments and identify opportunities across European financial markets.

• Establish product performance indicators covering API adoption, connectivity success, and customer engagement.

• Collaborate with financial institutions and technology providers to expand banking connectivity.

• Ensure product development aligns with applicable PSD2 and other relevant European regulatory requirements.

• Coordinate product discovery, prioritisation, testing, and release planning.

• Analyse customer feedback and market research to improve existing open banking services.

• Support commercial teams in developing product positioning and partnership opportunities.

• Present product performance reports and strategic recommendations to senior stakeholders.

Requirements and Qualifications

• Bachelor’s degree in Finance, Business Administration, Computer Science, Economics, or a related discipline.

• At least 5 years of experience in fintech product management, open banking, or digital financial services.

• Strong understanding of open banking business models and European banking infrastructure.

• Knowledge of account information services (AIS) and payment initiation services (PIS).

• Understanding of PSD2, API-based banking connectivity, and financial data access requirements.

• Experience developing product roadmaps and managing cross-functional product teams.

• Familiarity with REST APIs, API documentation, and integration workflows.

• Strong commercial analysis and strategic planning capabilities.

• Excellent stakeholder communication and product presentation skills.

• Experience working with European banks or financial technology providers is advantageous.

Benefits

• Fully remote working opportunity within Estonia.

• Opportunity to influence the development of open banking products.

• Exposure to modern financial infrastructure and banking technologies.

• Collaboration with international fintech and engineering professionals.

• Access to professional learning and development opportunities.

• Flexible working arrangements within a collaborative digital environment.

Application Instructions

Interested candidates should submit an updated CV outlining their open banking experience, product strategy achievements, and knowledge of financial API ecosystems. Applicants are encouraged to highlight relevant product launches, banking integrations, and measurable improvements in product adoption.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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