Company Overview

A digital financial services environment is expanding its capabilities in open banking data and personal finance technology. Its product ecosystem focuses on connecting financial accounts, consolidating transaction information, providing financial insights, and developing intelligent tools that help consumers and businesses better understand their financial activities.

The organisation is seeking an experienced product professional to lead the development of financial data products that transform banking information into useful digital experiences.

Role Summary

The Open Banking Data & Personal Finance Product Lead will oversee the development of financial data aggregation products, account management tools, and digital financial insight solutions. The role combines product strategy, financial data management, customer experience, and open banking technology.

The successful candidate will coordinate product development across engineering, data analytics, design, and compliance teams to deliver secure and user-friendly financial information services.

Key Responsibilities

• Define the product vision and roadmap for open banking data and personal finance solutions.

• Lead the development of multi-bank account aggregation and financial overview products.

• Establish product requirements for transaction categorisation and financial data enrichment.

• Coordinate the development of spending analysis, cash flow monitoring, and financial reporting features.

• Work with data engineering teams to improve the accuracy and consistency of aggregated banking information.

• Identify opportunities to use open banking data to improve personal and business financial management.

• Oversee the development of financial dashboards and transaction intelligence features.

• Collaborate with UX/UI teams to simplify the presentation of complex financial information.

• Ensure appropriate product controls for customer consent, data access, and account connectivity.

• Monitor product adoption, customer engagement, data accuracy, and account synchronisation performance.

• Work with compliance specialists to maintain alignment with applicable European data protection and financial services requirements.

• Conduct market research to identify emerging trends in personal finance management and open banking.

• Prioritise product enhancements based on customer needs, commercial objectives, and technical feasibility.

• Coordinate product testing and release activities across multiple development teams.

• Prepare product performance reports and recommendations for senior management.

Requirements and Qualifications

• Bachelor’s degree in Finance, Economics, Data Science, Business Information Systems, or a related discipline.

• At least 5 years of experience in fintech product management, open banking, or digital financial services.

• Strong understanding of financial data aggregation and account information services.

• Knowledge of banking APIs, transaction data structures, and financial data integration.

• Experience developing customer-facing financial applications or personal finance management products.

• Understanding of transaction categorisation, cash flow analysis, and financial reporting.

• Familiarity with Agile product development and product analytics tools.

• Knowledge of PSD2, GDPR, and relevant European financial data protection requirements.

• Strong analytical and commercial decision-making abilities.

• Excellent communication and cross-functional leadership skills.

Benefits

• Fully remote working opportunity within Estonia.

• Opportunity to lead innovative financial data and personal finance products.

• Exposure to open banking and data-driven fintech technologies.

• Collaboration with international product, engineering, and analytics teams.

• Access to professional training and continuous development.

• Flexible working arrangements within a technology-driven environment.

Application Instructions

Interested candidates should submit an updated CV detailing their open banking, financial data, and fintech product management experience. Applicants are encouraged to include examples of account aggregation products, financial dashboards, transaction analytics solutions, and successful digital product launches.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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