🏢 Company Overview

The organisation operates within the financial technology and digital payments industry, supporting modern payment infrastructure and transaction processing solutions for businesses and financial institutions. Its operations focus on payment accuracy, transaction transparency, operational efficiency, and reliable financial service delivery across digital payment channels.

📌 Role Summary

The Senior Payment Reconciliation Specialist will manage and improve financial reconciliation processes across multiple payment channels, ensuring that transactions are accurately recorded, matched, and resolved. The role involves investigating discrepancies between internal transaction records, payment processors, banking partners, and settlement reports.

The successful candidate will bring practical experience in digital payment operations, financial reconciliation, and transaction monitoring. Working remotely from Estonia, the specialist will collaborate with finance, technical support, and payment operations teams to maintain accurate financial records and strengthen payment processing controls.

🔑 Key Responsibilities

• Perform daily reconciliation of incoming and outgoing digital payment transactions.

• Compare internal financial records against processor, banking, and settlement statements.

• Investigate missing payments, duplicate transactions, chargebacks, and settlement discrepancies.

• Monitor transaction processing activities across multiple payment channels.

• Prepare reconciliation reports and communicate unresolved differences to relevant teams.

• Coordinate with payment service providers to resolve transaction-related issues.

• Maintain accurate records of payment investigations and financial adjustments.

• Identify recurring reconciliation problems and recommend corrective measures.

• Support month-end financial closing and payment settlement reporting.

• Assist with improving reconciliation procedures and automation workflows.

• Ensure compliance with established financial controls and operational policies.

🎓 Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, or Business Administration.

• Minimum of 4 years of experience in payment operations, financial reconciliation, or fintech.

• Strong understanding of payment processing and settlement cycles.

• Experience working with payment gateways, banking integrations, and transaction management systems.

• Advanced Microsoft Excel skills.

• Familiarity with SQL, payment APIs, or reconciliation automation tools is advantageous.

• Excellent numerical accuracy and investigative problem-solving abilities.

• Strong communication and documentation skills.

• Ability to manage financial information independently in a remote environment.

🎁 Benefits

• Fully remote working arrangement within Estonia.

• Opportunities to work with modern digital payment infrastructure.

• Professional development within the fintech industry.

• Exposure to international payment systems and financial operations.

• Collaborative and technology-focused working environment.

• Opportunities for long-term professional growth.

📩 Application Instructions

Interested candidates should submit an updated CV outlining their experience in payment reconciliation, transaction processing, financial reporting, and digital payment systems. Applications should demonstrate practical knowledge of payment operations and the ability to investigate and resolve complex transaction discrepancies.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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