Position Overview

The P2P Risk & Fraud Analyst will focus on identifying, investigating, and mitigating financial crime and transaction risks across peer-to-peer payment activity. The position combines transaction analysis, behavioural monitoring, fraud investigation, and risk-control development.

Key Responsibilities

• Analyse P2P transactions to identify unusual behavioural and transactional patterns.
• Investigate suspected fraud, account compromise, payment manipulation, and abnormal transaction activity.
• Review transaction alerts and determine appropriate escalation or intervention.
• Develop risk indicators for identifying potentially fraudulent P2P activity.
• Analyse customer and transaction behaviour to distinguish legitimate activity from suspicious patterns.
• Work with compliance and financial-crime teams on investigations and case management.
• Support the development and continuous improvement of transaction-monitoring rules.
• Prepare analytical reports covering fraud trends, emerging threats, and risk exposure.
• Perform root-cause analysis following significant fraud incidents.
• Collaborate with technology teams to improve automated risk-detection systems.
• Contribute to risk assessments for new P2P products, features, and payment flows.
• Maintain detailed investigation records and ensure decisions are supported by appropriate evidence.

Candidate Profile

• Professional experience in fintech, payments, fraud prevention, transaction monitoring, banking, or financial risk.
• Strong analytical and investigative abilities.
• Familiarity with transaction-monitoring concepts and digital payment risks.
• Comfortable working with large datasets and identifying behavioural anomalies.
• Strong Excel/SQL or equivalent analytical capabilities.
• Excellent written documentation and reporting skills.
• Ability to make evidence-based decisions under time-sensitive conditions.

What You’ll Bring

A highly analytical approach to financial risk, curiosity about emerging payment threats, and the ability to convert transactional data into practical fraud-prevention strategies.

P2P Risk & Fraud Analyst