Fintech Financial Operations & Reconciliation Specialist

The Opportunity

A growing financial technology environment requires a highly organised Financial Operations & Reconciliation Specialist to support transaction administration, payment settlement, financial record accuracy, and operational reporting.

This is a non-managerial specialist position suited to someone with practical experience in financial operations and an understanding of how digital payment platforms, electronic money services, and banking integrations function.

The successful candidate will play a direct role in maintaining accurate financial records, investigating transaction discrepancies, supporting settlement procedures, and ensuring that operational activities are completed in accordance with established financial controls.

Key Duties and Responsibilities

• Perform daily reconciliation of payment transactions across internal systems and external financial service providers.

• Review incoming and outgoing payment records to identify discrepancies and incomplete transaction entries.

• Investigate unmatched transactions, settlement differences, duplicate records, and payment processing exceptions.

• Assist with daily settlement monitoring and the preparation of financial operations reports.

• Maintain accurate transaction registers and supporting financial documentation.

• Verify payment confirmations and ensure that transaction records are updated correctly.

• Coordinate with banking partners and payment service providers regarding unresolved settlement issues.

• Support refund administration, payment adjustments, and transaction correction procedures.

• Review operational reports and identify recurring processing inconsistencies.

• Assist with internal financial control reviews and documentation requirements.

• Maintain organised records for audit preparation and internal reporting.

• Work with compliance and customer operations teams to resolve payment-related enquiries.

Required Qualifications

• Bachelor’s degree or equivalent qualification in Accounting, Finance, Banking, Economics, or Business Administration.

• Two to four years of relevant experience in banking operations, payment administration, financial reconciliation, or fintech.

• Practical understanding of electronic payment processing and settlement procedures.

• Strong knowledge of spreadsheets, financial reporting, and transaction record management.

• Experience with payment platforms, banking portals, or financial management systems.

• Familiarity with reconciliation tools and basic accounting principles.

• Excellent numerical accuracy and attention to detail.

• Strong administrative, communication, and organisational skills.

• Ability to handle confidential financial information responsibly.

Performance Expectations

The successful professional will be expected to maintain accurate reconciliation records, investigate payment discrepancies promptly, support timely settlement activities, and contribute to the reliability of daily financial operations.

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