Position Summary

We are looking for an analytical Fintech Financial Operations Analyst to support transaction monitoring, financial reporting, reconciliation, and operational control across digital financial services. The successful candidate will help maintain accurate financial records, investigate discrepancies, and ensure that operational processes support reliable transaction processing and reporting.

The role requires strong numerical reasoning, attention to detail, and the ability to work with finance, payments, technology, and customer operations teams in a fintech environment.

Key Responsibilities

• Monitor financial transactions and operational records to identify discrepancies and unresolved exceptions.

• Perform reconciliations between internal transaction records, payment processor statements, settlement reports, and bank records.

• Investigate unmatched transactions, settlement differences, refunds, reversals, and processing delays.

• Prepare daily, weekly, and monthly operational reports covering transaction volumes, settlement activity, and outstanding exceptions.

• Maintain accurate financial records and supporting documentation in accordance with internal procedures.

• Coordinate with payment operations and finance teams to resolve reconciliation issues within established timelines.

• Assist with transaction adjustments and corrections in accordance with approved controls.

• Review operational workflows to identify inefficiencies, recurring errors, and opportunities for automation.

• Support internal control reviews and provide documentation for audit or compliance requests.

• Work with technical teams to investigate system-generated reporting errors and data inconsistencies.

• Maintain confidentiality when handling customer, transaction, and financial information.

• Contribute to improvements in reporting accuracy, operational efficiency, and financial data integrity.

Candidate Requirements

• Degree in Finance, Accounting, Economics, Business Administration, or a related discipline.

• Experience in financial operations, reconciliation, accounting support, banking operations, or payment services.

• Strong numerical and analytical skills with excellent attention to detail.

• Proficiency in Excel, including lookup functions, pivot tables, and reconciliation techniques.

• Familiarity with transaction-processing systems, financial databases, or reporting tools.

• Ability to investigate discrepancies and maintain a clear audit trail.

• Understanding of settlement cycles, payment transactions, and financial controls is advantageous.

• Knowledge of SQL or business intelligence tools is beneficial.

• Strong organisational skills and the ability to manage deadlines.

• Professional working proficiency in English; Estonian language skills are an advantage.

Performance Expectations

Success will be measured through reconciliation accuracy, timely resolution of exceptions, reporting quality, documentation completeness, and adherence to operational controls.

Why This Opportunity?

This position provides practical experience in the financial infrastructure behind digital payment services. You will help improve financial accuracy, strengthen operational controls, and support dependable financial processes within Estonia’s fintech sector.

Ideal candidate: A disciplined financial operations professional who enjoys analysing transactions, resolving discrepancies, and maintaining reliable financial records.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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