Company Overview

The organization operates within the financial technology sector, developing digital financial services and technology-driven solutions for businesses, financial institutions, and payment service providers.

Its business operations rely on financial modelling, performance analysis, revenue forecasting, and data-driven planning to support sustainable growth and effective resource allocation.

The organization brings together finance professionals, data analysts, product specialists, and technology teams to evaluate business performance and improve financial decision-making across its operations.

Role Summary

The Financial Modelling & Forecasting Analyst will develop and maintain financial models that support business planning, revenue projections, cost analysis, and performance evaluation across fintech operations.

The role involves analyzing financial data, preparing forecasts, evaluating business assumptions, and producing reports that help management understand financial performance and future operating requirements.

The successful candidate will work with finance, product, operations, and commercial teams to translate financial and operational information into meaningful analytical insights.

The ideal candidate will have strong financial modelling capabilities, an understanding of fintech business models, and the ability to work with complex datasets to produce accurate and useful financial projections.

Key Responsibilities

• Develop and maintain financial models supporting revenue forecasts, expenditure planning, and business performance analysis.

• Prepare periodic financial forecasts using historical results, operational data, and business assumptions.

• Analyze revenue streams associated with payment services, transaction fees, subscriptions, and other fintech products.

• Evaluate cost structures and identify significant changes affecting financial performance.

• Build scenario models to assess the financial impact of business expansion, product development, and operational changes.

• Prepare financial projections and supporting analysis for budgeting and planning activities.

• Monitor actual financial performance against approved budgets and forecasts.

• Investigate significant financial variances and provide explanations supported by relevant data.

• Work with product and commercial teams to assess the financial performance of fintech services.

• Analyze customer acquisition costs, transaction volumes, revenue margins, and other relevant financial indicators.

• Support financial planning through sensitivity analysis and scenario-based forecasting.

• Maintain financial models and ensure that calculations, assumptions, and data sources remain accurate.

• Prepare management reports, financial dashboards, and analytical presentations.

• Collaborate with accounting and finance teams to obtain reliable financial information.

• Recommend improvements to forecasting processes, reporting procedures, and financial analysis methods.

Requirements and Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Mathematics, or a related discipline.

• At least three years of experience in financial modelling, financial planning and analysis, or corporate finance.

• Strong knowledge of financial forecasting, budgeting, and variance analysis.

• Advanced Microsoft Excel skills, including financial formulas, pivot tables, and scenario modelling.

• Experience developing financial models for revenue, expenditure, profitability, and cash flow analysis.

• Understanding of fintech business models, digital payments, or financial services is advantageous.

• Familiarity with financial reporting systems and business intelligence tools.

• Knowledge of SQL or financial data analysis platforms is beneficial.

• Ability to interpret financial and operational datasets accurately.

• Strong numerical, analytical, and problem-solving abilities.

• Excellent presentation and financial reporting skills.

• Ability to communicate complex financial findings in clear business language.

• Strong attention to detail and ability to manage multiple analytical assignments.

Benefits

• Fully remote working arrangement within Estonia.

• Competitive compensation based on experience and professional qualifications.

• Opportunity to contribute to financial planning within a technology-driven financial services environment.

• Professional development in financial analysis, forecasting, and fintech business operations.

• Exposure to digital payment models, financial performance metrics, and commercial strategy.

• Collaborative environment involving finance, product, and business operations professionals.

• Access to modern financial reporting and analytical tools.

• Opportunities to contribute to improvements in financial planning and business intelligence processes.

Application Instructions

Interested candidates should submit an updated CV highlighting their experience in financial modelling, forecasting, budgeting, or financial planning and analysis.

Applications should demonstrate practical experience building financial models, analyzing business performance, preparing forecasts, and presenting financial insights. Candidates with experience in fintech, digital banking, payment services, or technology-driven financial businesses are encouraged to apply.