A technology-focused financial organisation is looking for an accomplished Digital Banking Product Director to lead the strategic development of its digital banking proposition.

This senior position combines product leadership, financial-services expertise, customer experience, technology, commercial strategy, and regulatory awareness.

The successful candidate will be responsible for defining how customers interact with digital financial services while ensuring that the underlying products remain scalable, secure, commercially sustainable, and operationally effective.

Strategic Responsibility

You will own the product vision and strategic roadmap across key digital banking capabilities, working with senior leaders and multidisciplinary teams to transform customer needs into sophisticated financial products.

Key Responsibilities

• Establish and communicate the long-term digital banking product strategy.
• Own product roadmaps covering digital accounts, payments, transfers, cards, financial management tools, and related services.
• Analyse customer behaviour and market developments to identify new product opportunities.
• Define product propositions that balance customer value, commercial objectives, operational feasibility, and risk.
• Lead product discovery, validation, prioritisation, development, launch, and optimisation.
• Work closely with engineering and architecture teams to define scalable technical requirements.
• Partner with UX and design teams to create intuitive digital financial experiences.
• Collaborate with compliance, legal, risk, security, and operations teams throughout the product lifecycle.
• Establish product KPIs covering adoption, engagement, transaction activity, retention, revenue, and service performance.
• Use customer research and product analytics to identify areas for improvement.
• Evaluate emerging technologies and determine where they can enhance digital banking experiences.
• Develop business cases for significant product investments.
• Lead cross-functional product initiatives involving multiple teams and external partners.
• Present product strategy, performance, opportunities, and risks to senior leadership.
• Build a high-performing product culture focused on customer outcomes and measurable results.

Ideal Candidate

The successful candidate will bring significant experience in digital banking, fintech, payments, financial products, or technology-enabled financial services.

You should demonstrate:

• Senior-level product leadership experience.
• Strong knowledge of digital banking and financial-service products.
• Experience managing complex product portfolios and roadmaps.
• Strong commercial and analytical capabilities.
• Experience working with engineering and technology leadership.
• Understanding of financial-services risk, security, and regulatory considerations.
• Strong customer-centric product-development experience.
• Excellent executive communication and stakeholder-management skills.
• Experience leading multidisciplinary teams through complex product programmes.
• Ability to balance long-term product strategy with practical execution.

Why This Role Matters

Digital banking increasingly depends on the seamless integration of financial products, technology, data, security, customer experience, and operational infrastructure. This role provides the opportunity to influence that entire ecosystem rather than focusing on a single product feature.

You will help shape a sophisticated digital banking proposition while working alongside product, engineering, finance, risk, compliance, and operations leaders in Estonia’s technology-driven financial sector.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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