About the Company

We are a technology-driven financial services company providing modern payment solutions to businesses and consumers. Our operations depend on secure payment processing, reliable controls, and adherence to applicable financial services regulations. We are committed to building scalable payment products while maintaining customer trust and meeting our regulatory responsibilities.

Role Overview

We are seeking a Compliance Analyst with an interest in payment services, regulatory monitoring, and operational controls. The successful candidate will support compliance oversight across payment activities, assess regulatory changes, investigate potential control failures, and help ensure that payment operations follow applicable legal and internal requirements.

This role offers an opportunity to work at the intersection of financial technology, payment operations, and regulatory compliance in Estonia’s evolving digital finance sector.

Key Responsibilities

• Monitor payment operations for compliance with applicable regulatory requirements and internal control standards.
• Support compliance assessments relating to payment products, merchant relationships, customer onboarding, and third-party service providers.
• Review payment-related incidents, operational exceptions, and unusual activity to identify potential compliance concerns.
• Assist with the implementation and monitoring of compliance controls across payment processing workflows.
• Track relevant developments in EU payment services regulation, AML requirements, sanctions, and data protection obligations.
• Conduct periodic reviews of merchant and business customer documentation where required.
• Support the assessment of third-party and partner risks, including the collection and review of compliance documentation.
• Maintain compliance monitoring records, incident logs, control testing results, and remediation trackers.
• Prepare reports on compliance findings, recurring issues, and control effectiveness for management review.
• Work with product, engineering, operations, risk, and legal teams to evaluate regulatory requirements for new features and process changes.
• Assist with internal audits, external reviews, and regulatory information requests.
• Identify opportunities to improve compliance workflows through automation, better documentation, and enhanced monitoring.

Requirements and Qualifications

• Bachelor’s degree in Finance, Business, Law, Economics, Information Systems, or a related discipline.
• At least 2 years of experience in compliance, payments operations, financial services, risk, or a related field.
• Understanding of payment services, AML/KYC controls, and the regulatory environment applicable to financial institutions in Estonia and the EU.
• Familiarity with regulatory monitoring, operational risk controls, and compliance reporting.
• Strong analytical skills and the ability to investigate issues using operational data and documentation.
• Proficiency in Microsoft Excel or Google Sheets; experience with SQL or business intelligence tools is an advantage.
• Ability to communicate effectively with technical and non-technical stakeholders.
• Excellent attention to detail and a structured approach to problem-solving.
• Fluency in English; Estonian language skills are beneficial.
• Experience in fintech, electronic money institutions, payment service providers, or digital banking is an advantage.

What We Offer

• Competitive salary and a comprehensive employment package.
• Flexible hybrid working arrangements.
• Exposure to innovative payment technologies and regulated financial services.
• Opportunities to collaborate with product, engineering, risk, and operations teams.
• Access to professional training and industry development resources.
• A collaborative working environment focused on responsible innovation and operational excellence.
• Opportunities for career development in payments compliance and regulatory risk.

Application Instructions

Applicants should provide an up-to-date CV and a cover letter highlighting their experience in compliance, payment services, regulatory monitoring, or operational risk.

Suitable candidates will be contacted for an initial discussion, followed by further assessments where appropriate.

We welcome applications from qualified professionals who are committed to maintaining high standards of regulatory integrity while supporting innovation in financial services.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

#JobsHubEstonia #GlobalRecruitment
#CareerOpportunities #HiringNow
#JobSeekersNetwork #EstoniaJobs
#RecruitmentServices #EmploymentPortal.