Company Overview

Our organisation operates within the digital banking and financial technology industry, supporting technology-enabled banking services and electronic financial transactions. We place strong emphasis on financial accuracy, operational transparency, efficient transaction processing, and dependable reconciliation procedures.

Our operational environment requires professionals who can maintain accurate financial records and support the integrity of transaction information across interconnected financial systems.

Role Summary

We are looking for a detail-oriented Digital Banking Reconciliation Specialist to manage and support reconciliation activities across digital banking transactions, internal financial records, and external banking service providers.

The successful candidate will investigate transaction differences, verify settlement information, monitor outstanding balances, and ensure that financial records remain accurate and properly documented. The role will involve regular collaboration with payment operations, accounting, customer support, and banking partners.

Key Responsibilities

• Perform daily reconciliation of digital banking transactions and account balances.

• Compare internal transaction records with external banking and payment statements.

• Investigate unmatched, duplicated, delayed, or incorrectly recorded transactions.

• Monitor incoming and outgoing payment activities.

• Identify reconciliation breaks and coordinate their timely resolution.

• Review settlement reports and transaction processing records.

• Maintain accurate documentation of reconciliation activities.

• Support month-end and period-end financial reconciliation procedures.

• Coordinate with payment operations and accounting teams on outstanding discrepancies.

• Monitor unresolved transaction items and maintain appropriate escalation records.

• Assist with improvements to reconciliation workflows and operational controls.

• Prepare regular reconciliation reports for internal stakeholders.

• Support audit requests by providing relevant financial records and supporting documentation.

Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Banking, Economics, or a related field.

• Experience in bank reconciliation, payment operations, or financial accounting.

• Understanding of digital banking transactions and electronic payment processes.

• Strong knowledge of financial recordkeeping and reconciliation procedures.

• Proficiency in Microsoft Excel and financial reporting tools.

• Familiarity with banking platforms, payment systems, and accounting software.

• Strong numerical accuracy and attention to detail.

• Ability to investigate discrepancies and manage multiple outstanding items.

• Good written and verbal communication skills.

• Ability to work independently and maintain confidentiality when handling financial information.

Benefits

• Fully remote working arrangement within Estonia.

• Opportunity to develop expertise in digital banking operations.

• Exposure to modern payment and financial reconciliation systems.

• Professional development opportunities.

• Collaborative international working environment.

• Flexible remote working structure.

Application Instructions

Applicants should submit an updated CV detailing their experience in financial reconciliation, digital banking, payment operations, or accounting. Candidates should highlight their knowledge of transaction matching, discrepancy investigation, financial reporting, and reconciliation tools.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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