Company Overview

The organization operates within the financial technology sector, providing digital financial services supported by technology-driven transaction processing, financial data systems, and modern operational infrastructure.

Its business environment requires effective risk identification, reliable internal controls, accurate financial reporting, and consistent operational oversight. The organization is committed to maintaining a strong control framework that supports sustainable growth, operational resilience, and responsible financial technology development.

The company is seeking an analytical and commercially aware professional to strengthen its financial risk and control activities. This opportunity is suitable for an individual with experience in financial analysis, operational risk, fintech controls, or technology-enabled financial services.

Role Summary

The Financial Technology Risk & Controls Analyst will support the identification, assessment, monitoring, and reporting of risks associated with fintech operations, financial processes, and digital transaction systems.

The role focuses on evaluating operational controls, analyzing financial and operational data, identifying control weaknesses, and supporting the development of effective risk mitigation measures.

The successful candidate will work with finance, compliance, operations, and technology teams to ensure that risks are appropriately documented, control procedures are consistently applied, and emerging operational issues are addressed.

This position requires strong analytical capabilities, sound judgment, and an understanding of how financial technology systems introduce both operational efficiencies and new risk considerations.

Key Responsibilities

• Conduct risk assessments across financial operations, payment processing activities, digital financial workflows, and relevant technology-supported business processes.

• Review internal controls designed to support transaction accuracy, financial reporting integrity, operational reliability, and compliance with internal policies.

• Identify control weaknesses, operational inconsistencies, and potential risk exposures through data analysis, process reviews, and control testing.

• Analyze transaction data, operational reports, financial records, and exception logs to identify unusual patterns or emerging risk indicators.

• Support the development and maintenance of risk registers, control documentation, mitigation plans, and risk assessment reports.

• Perform periodic reviews of financial processes to evaluate the effectiveness of existing controls and identify opportunities for improvement.

• Collaborate with compliance teams to support regulatory control requirements and internal governance procedures.

• Work with technology and operations teams to investigate incidents, document root causes, and recommend corrective actions.

• Monitor the implementation of risk mitigation measures and follow up on outstanding control deficiencies.

• Assist in the preparation of management reports covering risk exposure, control performance, operational incidents, and remediation progress.

• Support the development of risk indicators and control monitoring procedures that improve visibility into financial and operational performance.

• Contribute to the continuous improvement of internal risk management frameworks and control processes.

• Maintain accurate documentation of risk assessments, control testing activities, findings, and remediation outcomes.

Requirements and Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Risk Management, Business Administration, or a related discipline.

• At least three years of experience in financial risk analysis, operational risk management, internal controls, financial operations, or fintech-related risk functions.

• Understanding of financial processes, transaction lifecycles, operational controls, and risk assessment methodologies.

• Familiarity with risk registers, control testing, incident management, and remediation tracking.

• Strong analytical skills and the ability to interpret financial and operational data to identify potential risk exposures.

• Proficiency in Microsoft Excel or comparable analytical tools, with experience preparing structured reports and risk assessments.

• Familiarity with financial technology systems, digital banking platforms, payment operations, or technology-driven financial services.

• Knowledge of internal control frameworks and risk management principles.

• Strong written communication skills and the ability to prepare clear, evidence-based risk documentation.

• Ability to work independently, maintain confidentiality, and manage competing priorities in a remote environment.

• Professional proficiency in English. Estonian language skills are an advantage.

• Relevant certifications in risk management, auditing, financial controls, or compliance are beneficial but not mandatory.

Benefits

• Remote working flexibility within Estonia.

• Competitive compensation based on experience, qualifications, and professional expertise.

• Opportunity to work within a developing financial technology and digital finance environment.

• Exposure to financial risk frameworks, operational controls, and technology-driven financial processes.

• Professional development opportunities in risk management, internal controls, financial technology, and governance.

• Collaborative working environment with finance, compliance, technology, and operational teams.

• Opportunity to contribute to the strengthening of financial controls and the long-term resilience of digital financial services.

Application Instructions

Candidates interested in this position should submit an updated CV highlighting their experience in financial risk management, internal controls, operational analysis, or fintech-related financial processes.

Applications should demonstrate practical experience in risk assessment, control evaluation, data analysis, and the preparation of risk or management reports.

Candidates are encouraged to outline examples of how they have identified control weaknesses, improved risk monitoring procedures, or supported the resolution of operational and financial risks.

Are you interested in this position?

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