An established fintech operation in Estonia is strengthening its governance framework and is seeking a Fintech Risk & Controls Manager to develop robust risk-management and internal-control practices across technology and financial operations.

This role is designed for an experienced risk professional who understands that modern fintech requires controls that are rigorous without becoming barriers to innovation. You will work across operations, technology, compliance, finance, security, and senior management to identify risks and build practical control frameworks.

Your Mission

You will help establish a structured approach to identifying, assessing, monitoring, and mitigating operational and technology-related risks across the fintech environment.

Key Responsibilities

• Develop and maintain risk and control frameworks covering fintech operations and technology processes.
• Identify operational, technology, financial, third-party, and process-related risks.
• Perform control assessments and coordinate remediation of identified weaknesses.
• Establish risk indicators and management reporting for senior stakeholders.
• Work with product and engineering teams to incorporate appropriate controls into new initiatives.
• Support risk assessments for new products, systems, vendors, and significant operational changes.
• Coordinate internal-control testing and follow-up activities.
• Maintain risk registers, control documentation, procedures, and remediation plans.
• Partner with compliance, cybersecurity, finance, internal audit, and operations teams.
• Monitor emerging risks affecting digital financial services and recommend appropriate responses.
• Contribute to business-continuity, operational-resilience, and incident-management frameworks.
• Present clear risk analysis and recommendations to management.

Candidate Profile

• 6+ years of experience in fintech, banking, risk management, internal controls, audit, compliance, or financial operations.
• Strong understanding of operational and technology risk.
• Experience developing or managing risk-and-control frameworks.
• Familiarity with regulated financial-services environments.
• Strong analytical, documentation, and problem-solving capabilities.
• Ability to translate complex risks into practical business controls.
• Excellent communication skills and confidence working with senior stakeholders.

Working Approach

The successful candidate will combine structured risk thinking with commercial awareness. Rather than simply identifying problems, you will help teams understand the risk, determine appropriate controls, and implement sustainable solutions.

Why This Opportunity

The role provides broad exposure to fintech operations and the opportunity to influence governance, resilience, and control maturity as digital financial services continue to evolve.

Ideal Candidate: A pragmatic risk professional who can operate confidently between governance and technology, bringing discipline, clarity, and measurable control improvements to a sophisticated fintech environment.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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