Description

A technology-driven financial services environment in Estonia is looking for an experienced Fintech Treasury Operations Lead to oversee critical liquidity, settlement, reconciliation, and treasury processes across digital financial operations.

This is a commercially important role for a finance professional who understands both traditional treasury disciplines and the operational realities of technology-enabled financial services.

Position Overview

You will coordinate daily treasury operations while improving liquidity visibility, settlement processes, cash forecasting, and financial controls. Working across finance, banking partners, payments, operations, and technology teams, you will help ensure that funds move efficiently and accurately across the organization.

Key Responsibilities

  • Manage daily treasury operations, liquidity positions, and cash movements.
  • Monitor settlement accounts and ensure timely funding of payment obligations.
  • Develop short- and medium-term cash-flow forecasts.
  • Coordinate reconciliation of bank, payment-provider, and internal financial accounts.
  • Investigate settlement discrepancies and ensure timely resolution.
  • Maintain relationships with banking and payment-service partners.
  • Support foreign-exchange exposure monitoring and liquidity planning.
  • Establish treasury controls that reduce operational and settlement risk.
  • Prepare treasury reports and management information for senior leadership.
  • Identify opportunities to automate manual treasury and reconciliation processes.
  • Collaborate with finance, compliance, operations, and technology teams on financial infrastructure initiatives.
  • Support the implementation of improved treasury systems and processes.

Candidate Profile

  • 6+ years of experience in treasury, financial operations, banking, payments, or financial services.
  • Strong understanding of liquidity management and cash-flow forecasting.
  • Experience with bank reconciliation and payment settlement processes.
  • Strong analytical and numerical skills.
  • Excellent Excel and financial-data capabilities; experience with treasury-management systems is advantageous.
  • Understanding of foreign exchange and multi-currency operations.
  • Strong attention to detail and control discipline.
  • Ability to operate effectively in a fast-moving technology environment.
  • Excellent stakeholder-management and communication skills.

Leadership Expectations

You will be expected to improve processes rather than simply operate them. The successful candidate will identify inefficiencies, strengthen controls, introduce appropriate automation, and establish reliable operating procedures that can scale with business growth.

Why This Opportunity

This role sits at the operational heart of a modern fintech environment. You will have the opportunity to influence how liquidity, settlement, reconciliation, and financial controls operate while working alongside technology and financial-services specialists in Estonia.

Ideal candidate: a treasury professional with strong operational judgment who understands that modern fintech requires financial discipline, technology-enabled processes, and exceptional accuracy.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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