Role Overview
We are looking for a Financial Technology Risk Analyst to identify, assess, and monitor operational, technology, transaction, and financial risks across digital financial products. The successful candidate will combine quantitative analysis with practical fintech knowledge to strengthen risk-management frameworks.

Key Responsibilities

• Analyse financial and operational datasets to identify emerging risk patterns.
• Develop risk indicators and monitoring frameworks for digital financial services.
• Assess transaction, operational, technology, and third-party risks.
• Monitor unusual transaction behaviour and investigate potential anomalies.
• Produce quantitative risk assessments for new fintech products and services.
• Support the development of risk-scoring methodologies and analytical models.
• Conduct scenario analysis and stress-testing exercises where appropriate.
• Work with data, engineering, compliance, and product teams to improve risk controls.
• Review operational processes and identify weaknesses that could generate financial exposure.
• Prepare detailed risk reports for senior management.
• Maintain risk registers and track remediation activities.
• Assist with internal control assessments and risk-policy development.
• Translate complex analytical findings into clear business recommendations.
• Support continuous improvement of automated risk-monitoring systems.

Candidate Profile

• Degree in Finance, Economics, Mathematics, Statistics, Data Science, Risk Management, Computer Science, or a related discipline.
• 3+ years of experience in financial risk, fintech, banking, analytics, or a related field.
• Strong analytical and quantitative reasoning skills.
• Experience working with financial datasets and risk indicators.
• Knowledge of SQL, Excel, Python, or comparable analytical tools is advantageous.
• Understanding of digital payments, banking technology, or financial platforms.
• Strong attention to detail and investigative mindset.
• Ability to communicate analytical findings effectively to technical and non-technical stakeholders.

What We Offer

• Competitive salary and benefits.
• Exposure to sophisticated fintech risk environments.
• Professional growth within Estonia’s technology-driven financial sector.
• Flexible and collaborative working arrangements.
• Opportunities to work with data, automation, and financial technology.
• A role with significant influence over risk-management and operational resilience.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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