About the Company

We are an established financial services organisation focused on delivering efficient, transparent, and well-controlled financial operations. Our treasury function plays a central role in managing financial exposures, coordinating payment settlements, maintaining banking relationships, and ensuring that business activities are supported by reliable funding and liquidity processes.

We are looking for a proactive Treasury Analyst – Payments, FX & Treasury Operations to join our team in Tallinn, Estonia. This role offers the opportunity to work across treasury operations, foreign exchange transactions, settlement monitoring, and financial risk controls within a collaborative and performance-driven environment.

Role Overview

The Treasury Analyst will support the operational and analytical activities that keep the organisation’s treasury function running efficiently. You will monitor payment flows, review settlement positions, analyse foreign exchange exposures, and help ensure that funds move accurately and on schedule across relevant accounts and currencies.

Working closely with payment operations, accounting, finance, compliance, and banking partners, you will contribute to stronger financial controls, improved settlement efficiency, and better visibility of treasury-related risks.

The ideal candidate is analytical, organised, and comfortable working with time-sensitive financial transactions and multiple currencies.

Key Responsibilities

• Monitor daily treasury transactions, payment settlements, and cash movements across multiple currencies.
• Review expected and completed settlements, investigate delays, and escalate unresolved payment issues.
• Support the monitoring of foreign exchange exposures and analyse currency movements affecting cash positions and operational costs.
• Assist with FX transaction records, exchange rate reporting, and reconciliation of foreign currency balances.
• Track liquidity requirements associated with payment cycles, settlement obligations, and business activity.
• Coordinate with banks, payment service providers, and internal operational teams to resolve transaction discrepancies.
• Prepare daily treasury reports covering cash balances, settlement activity, FX exposures, and outstanding items.
• Support the reconciliation of treasury transactions against bank statements, payment records, and general ledger entries.
• Monitor transaction exceptions, unusual cash movements, and potential control weaknesses in accordance with internal procedures.
• Assist with payment execution controls, authorisation workflows, and the maintenance of treasury documentation.
• Analyse banking costs, foreign exchange charges, and settlement fees to identify opportunities for operational improvement.
• Support the development of treasury procedures, control checklists, and reporting standards.
• Contribute to internal risk assessments, audit requests, and regulatory reporting where relevant.
• Identify opportunities to automate repetitive treasury tasks and improve the accuracy of financial reporting.

Requirements and Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Banking, or a related discipline.
• At least 3 years of experience in treasury operations, payment operations, FX operations, banking, or financial control.
• Understanding of foreign exchange transactions, settlement processes, multi-currency accounts, and treasury reconciliations.
• Experience monitoring payment flows and investigating financial transaction discrepancies.
• Strong Excel skills and familiarity with financial reporting tools, ERP platforms, or treasury management systems.
• Experience working with SWIFT payments, SEPA transfers, or other relevant payment and settlement systems is an advantage.
• Understanding of liquidity risk, foreign exchange exposure, and internal financial controls.
• Strong analytical thinking, attention to detail, and the ability to prioritise time-sensitive tasks.
• Effective communication skills and the ability to coordinate with internal stakeholders and external financial institutions.
• Professional working proficiency in English; Estonian language skills are an advantage.
• A high level of integrity and a commitment to confidentiality, accuracy, and operational compliance.

What We Offer

• Competitive compensation reflecting experience and technical capabilities.
• Flexible working arrangements, depending on operational requirements.
• Opportunities to develop expertise in FX operations, treasury controls, and multi-currency settlements.
• Exposure to banking partners, payment infrastructure, and treasury technology.
• Professional development opportunities in treasury management and financial risk.
• A collaborative workplace that values operational excellence, accountability, and continuous improvement.
• Career progression opportunities in treasury operations, liquidity management, FX operations, and financial control.

Application Process

Candidates should submit their CV and a cover letter describing their relevant experience in treasury operations, payment settlements, foreign exchange, or financial control.

Please include examples of how you have improved reconciliation accuracy, resolved settlement issues, supported FX reporting, or strengthened treasury processes.

Become part of our treasury team in Estonia and help deliver accurate settlements, effective cash management, and reliable financial operations across currencies.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

#JobsHubEstonia #GlobalRecruitment
#CareerOpportunities #HiringNow
#JobSeekersNetwork #EstoniaJobs
#RecruitmentServices #EmploymentPortal.