ABOUT  THE JOB

We are looking for a Senior Compliance Officer with AML/CFT/CFP and/or Sanctions expertise to join our Financial Crime Compliance Department. In this role, you will play a key part in strengthening Luminor’s financial crime prevention framework across the Baltics.

What we expect:

• In-depth knowledge of Baltic and EU AML/CFT/CFP and sanctions regulations
• Minimum 3 years of experience in compliance within the financial sector, audit, regulatory bodies, or similar
• Higher education in law, economics, finance, or a related field
• Familiarity with banking processes and financial sector operations
• Strong analytical and strategic mindset, with the ability to take ownership, work independently, and deliver results
• Excellent organizational skills with a detail-oriented and proactive approach
• Fluency in spoken and written English and at least one Baltic language due to working on a Pan-Baltic and local scope
• Professional certificates such as CAMS, CGSS, ICA will be considered as an advantage

What you will do:

• Lead and perform regulatory mapping to address changes in AML/CFT/CFP and sanctions requirements
• Develop and maintain compliance frameworks and methodologies, including customer risk scoring (CARS) and high-risk country assessments
• Contribute to risk assessments and the New Product Approval Process (NPAP)
• Identify and evaluate financial crime risks, propose mitigation measures and remediation plans, and engage relevant stakeholders
• Provide advisory support to business units on complex AML/CFT/CFP and sanctions matters
• Validate and improve tools and systems used in AML/CFT/CFP and sanctions compliance
• Conduct monitoring and control activities within ML/TF and sanctions risk areas
• Deliver training, guidance and awareness-raising across the organization
• Drive process improvements and lead or participate in related projects
• Represent Luminor in collaboration with regulators and industry associations

What’s In It For You:

• Flexibility. Flexible working hours, remote work and possibility to work from anywhere in EU, Iceland, Switzerland and UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders where people value challenging work together with good humour and having fun
• More vacation. Additional week of vacation available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. 
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after first 3 months pass in all three Baltic states as well as Health days in case of your absence due to sickness without doctor note needed
• Wellbeing. Access to tools and resources that help to feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training etc.
• Gross salary. 3,270 – 4,910 EUR/month, which is to be determined depending on your level of experience and competencies

Are you interested in this position?

Apply by clicking on the “Apply Now” button below!
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