About the Company

We are an expanding financial technology organisation providing payment and financial services to businesses across European markets. Our corporate onboarding function ensures that business relationships are established with appropriate due diligence, transparent ownership structures, and effective controls to manage regulatory and reputational risks.

Role Overview

We are seeking a KYC Analyst with experience in corporate customer onboarding, beneficial ownership verification, and business risk assessment. The successful candidate will review corporate documentation, identify ultimate beneficial owners (UBOs), assess ownership and control structures, and ensure that business customers meet the organisation’s onboarding and compliance standards.

This position is ideal for a professional who understands corporate structures, enjoys detailed research, and can assess complex documentation within a regulated financial services environment.

Key Responsibilities

• Conduct KYC and CDD reviews for corporate customers, merchants, business partners, and other legal entities.
• Review company registration documents, constitutional documents, ownership records, and authorised signatory information.
• Identify and verify ultimate beneficial owners in accordance with applicable legal thresholds and control-based criteria.
• Analyse complex ownership structures, including multi-layered corporate arrangements and cross-border entities.
• Verify company information using official registries, reliable databases, and approved due diligence sources.
• Conduct sanctions, PEP, and adverse media screening on relevant entities, beneficial owners, directors, and authorised representatives.
• Assess corporate customer risk based on ownership transparency, geographic exposure, industry, and other relevant risk factors.
• Request additional documentation or clarification where ownership, business activity, or source-of-funds information is unclear.
• Document due diligence findings, risk ratings, and approval recommendations in the compliance system.
• Escalate high-risk customers, unusual ownership arrangements, and potential regulatory concerns.
• Coordinate with sales, onboarding, legal, and compliance teams to resolve documentation issues.
• Conduct periodic reviews and event-driven reassessments of existing corporate customers.
• Support quality assurance reviews, audit requests, and enhancements to corporate onboarding procedures.

Requirements and Qualifications

• Bachelor’s degree in Law, Finance, Business Administration, Accounting, or a related field.
• At least 2 years of experience in corporate KYC, AML compliance, client onboarding, or due diligence.
• Understanding of beneficial ownership requirements and corporate verification procedures.
• Familiarity with Estonian company registry information and relevant EU AML requirements.
• Experience researching corporate structures and verifying information across multiple sources.
• Knowledge of sanctions screening, PEP checks, and risk-based customer assessments.
• Strong research, analytical, and documentation skills.
• Ability to interpret corporate records and identify discrepancies or potential risk indicators.
• Proficiency in English; Estonian language skills are an advantage.
• Experience with corporate intelligence databases, KYC platforms, or compliance case management systems is desirable.

What We Offer

• Competitive salary and an attractive employment package.
• Flexible working arrangements, depending on business requirements.
• Opportunities to develop specialist expertise in corporate due diligence and beneficial ownership analysis.
• Professional training in AML regulations and corporate compliance.
• Collaboration with international clients and cross-functional teams.
• A structured working environment with clear procedures and opportunities to improve processes.
• Long-term career development within compliance, onboarding, and financial crime risk management.

Application Instructions

Candidates should submit an updated CV and a cover letter highlighting their corporate KYC experience, beneficial ownership research skills, and understanding of AML compliance requirements.

Suitable applicants will be contacted for an initial interview and further assessment where appropriate.

We are an equal-opportunity employer committed to fair recruitment, professional development, and high standards of compliance.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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