Company Overview

The organisation operates within the financial technology sector, supporting digital payment services, electronic money operations, and modern financial infrastructure. Its activities involve facilitating secure transactions, improving payment processing efficiency, and maintaining accurate financial records across digital payment channels.

Role Summary

The Junior Fintech Payment Reconciliation Specialist will support the daily reconciliation of digital payment transactions across banking partners, payment processors, and internal financial systems. This entry-level position is suited to an organised and analytical professional interested in developing practical experience in fintech payment operations, transaction monitoring, and financial reporting.

The successful candidate will help investigate transaction discrepancies, maintain reconciliation records, and ensure that payment information is accurately documented and escalated when necessary.

Key Responsibilities

• Assist with daily reconciliation of incoming and outgoing digital payment transactions.

• Compare transaction records across internal systems, payment gateways, and banking statements.

• Identify discrepancies, duplicate entries, missing transactions, and settlement differences.

• Maintain accurate records of payment activities and reconciliation outcomes.

• Support the investigation of delayed, failed, and incorrectly processed transactions.

• Prepare routine reconciliation reports for the finance and operations teams.

• Assist with monitoring settlement timelines and outstanding payment balances.

• Follow established procedures for transaction verification and financial record management.

• Collaborate with payment operations and customer support teams to resolve transaction-related queries.

• Maintain confidentiality when handling financial information and customer transaction records.

Requirements and Qualifications

• Bachelor’s degree or diploma in Accounting, Finance, Banking, Business Administration, Economics, or a related discipline.

• Entry-level experience or internship exposure in finance, accounting, banking, or payment operations is beneficial.

• Basic understanding of digital payments, bank transfers, and financial transactions.

• Good numerical, analytical, and organisational skills.

• Familiarity with Microsoft Excel or Google Sheets.

• Strong attention to detail and accuracy when handling financial information.

• Ability to investigate discrepancies and follow documented procedures.

• Good written and verbal communication skills.

• Willingness to learn financial technology systems and payment reconciliation tools.

• Ability to work independently in a remote environment.

Benefits and Development Opportunities

• Fully remote working arrangement within Estonia.

• Practical exposure to digital payment infrastructure and fintech operations.

• Opportunities to develop financial reconciliation and transaction management skills.

• Professional learning opportunities within the financial technology industry.

• Collaborative working environment with experienced finance and operations professionals.

• Opportunities for career progression into payment operations, financial control, and settlement functions.

Application Instructions

Interested candidates should submit an updated CV highlighting their educational background, relevant financial knowledge, analytical abilities, and any internship or entry-level experience. Applications should demonstrate an interest in digital payments, financial technology, and accurate transaction management.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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