Company Overview

The organisation operates within the financial technology sector, delivering digital financial services supported by transaction processing, customer account management and data-driven risk controls. Its platforms handle financial activity that requires effective monitoring, reliable risk assessment and consistent compliance procedures.

The organisation invests in monitoring capabilities that help identify suspicious transactions, detect emerging financial crime patterns and strengthen the integrity of its financial services. It seeks professionals who can combine analytical skills with practical knowledge of transaction monitoring systems.

Role Summary

The Fintech Transaction Monitoring Rules Analyst will review, develop and optimise monitoring rules used to identify potentially suspicious financial activity. The role focuses on evaluating alert performance, analysing transaction behaviour, refining detection scenarios and supporting the effectiveness of financial crime monitoring systems.

The successful candidate will work with AML specialists, data analysts, compliance officers and technology teams to improve monitoring accuracy and reduce unnecessary alerts without weakening risk coverage. This position requires an understanding of transaction monitoring methodologies, financial crime indicators and analytical techniques.

Key Responsibilities

• Review transaction monitoring alerts and analyse the underlying transaction activity.

• Assess the performance of existing monitoring rules and identify opportunities for improvement.

• Analyse alert volumes, false-positive rates and detection outcomes.

• Support the development and refinement of monitoring scenarios based on emerging financial crime patterns.

• Examine transaction behaviour, customer profiles and payment flows to identify relevant risk indicators.

• Collaborate with AML and compliance teams to validate monitoring requirements.

• Assist with testing new monitoring rules before deployment into production systems.

• Investigate unusual alert trends and recommend adjustments to rule parameters.

• Use SQL or analytical tools to examine transaction datasets and support rule performance reviews.

• Maintain documentation covering monitoring scenarios, rule changes and validation results.

• Prepare reports on monitoring effectiveness, alert performance and identified risk patterns.

• Coordinate with technology teams to resolve data or system issues affecting monitoring accuracy.

• Support periodic reviews of monitoring controls and financial crime risk coverage.

• Ensure that monitoring changes follow established governance and approval procedures.

• Contribute to continuous improvement initiatives involving transaction monitoring systems.

Requirements and Qualifications

• Bachelor’s degree in Finance, Economics, Data Analytics, Statistics, Information Systems or a related field.

• Experience in transaction monitoring, AML analytics, financial crime risk or compliance operations.

• Understanding of suspicious transaction indicators and financial crime typologies.

• Familiarity with transaction monitoring systems and rule-based detection methods.

• Strong analytical skills and experience reviewing financial transaction data.

• Knowledge of SQL, Excel or other analytical tools.

• Ability to assess alert performance and interpret monitoring metrics.

• Strong documentation and communication skills.

• Attention to detail and a structured approach to investigative analysis.

• Familiarity with European financial services compliance requirements is an advantage.

• Experience supporting monitoring rule validation or optimisation is beneficial.

Benefits

• Fully remote working arrangement within Estonia.

• Opportunity to strengthen financial crime detection capabilities.

• Exposure to transaction monitoring technology and fintech risk analytics.

• Professional development in AML monitoring and financial crime prevention.

• Collaboration with experienced compliance, analytics and technology professionals.

• Opportunities to contribute to monitoring automation and control improvements.

• Long-term career development within fintech risk and compliance.

Application Instructions

Interested candidates should submit an updated CV outlining their experience in transaction monitoring, AML analytics, financial crime risk or compliance technology. Applicants should highlight their knowledge of monitoring rules, analytical tools and transaction data investigation.

Are you interested in this position?

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