Fintech Risk Technology Manager

Build Technology That Makes Financial Risk Smarter and More Predictable

An established fintech organization in Estonia is looking for an experienced Fintech Risk Technology Manager to lead technology initiatives across fraud prevention, transaction monitoring, financial risk analytics, and automated decisioning.

This role sits at the intersection of technology, financial risk, data, and operations. You will lead multidisciplinary teams in developing systems that identify unusual activity, strengthen transaction controls, improve decision accuracy, and enable financial products to operate safely at scale.

Key Responsibilities

• Lead the technology roadmap for fraud, transaction-risk, and financial-risk management capabilities.
• Partner with risk, compliance, data science, product, and engineering teams to translate business requirements into scalable technology solutions.
• Oversee development of real-time transaction monitoring and automated risk-decisioning systems.
• Improve detection capabilities through machine learning, behavioral analytics, rules engines, and advanced data processing.
• Establish reliable workflows for risk alerts, investigations, case management, and escalation.
• Develop technology strategies for reducing false positives while maintaining strong financial-risk controls.
• Ensure risk platforms integrate effectively with payment, banking, customer, and transaction systems.
• Establish appropriate monitoring, testing, reporting, and performance metrics for risk technology.
• Lead technology projects from discovery and architecture through implementation and production adoption.
• Evaluate emerging fraud technologies and determine their practical value to the organization.
• Manage technical priorities, budgets, delivery timelines, and cross-functional dependencies.
• Mentor technology professionals and establish strong engineering and delivery practices.

What You Bring

• 6+ years of experience in technology, product delivery, risk technology, fraud systems, or financial-services engineering.
• Demonstrated experience delivering technology solutions within fintech, banking, payments, or financial services.
• Strong understanding of transaction monitoring, fraud detection, risk scoring, and automated decisioning.
• Experience working with data-intensive applications and real-time processing systems.
• Familiarity with APIs, cloud platforms, databases, event streaming, and modern software architectures.
• Understanding of machine learning applications within fraud or financial-risk environments is highly valuable.
• Strong project leadership and stakeholder-management capabilities.
• Ability to communicate complex technical and risk concepts clearly to senior decision-makers.
• Strong analytical thinking and a structured approach to problem-solving.

Technology Environment

The environment may include real-time transaction processing, Kafka, Python, SQL, cloud platforms, machine-learning services, rules engines, API integrations, risk-scoring systems, data warehouses, and monitoring platforms.

Why This Opportunity

Financial crime and transaction risk are evolving rapidly alongside digital finance. This position gives you the opportunity to build technology that directly influences financial security, customer protection, operational efficiency, and risk decision-making within a modern European fintech environment.

Ideal Candidate

You are a technology leader who understands both sides of the problem: how financial systems operate and how sophisticated risk can be detected and controlled through technology. You are comfortable working with technical teams, data specialists, risk professionals, and executives to deliver measurable improvements.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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