Company Overview

The organisation operates within the electronic money and financial technology sector, providing digital financial services supported by modern payment infrastructure. Its operational framework involves managing electronic money activities, maintaining accurate financial records and supporting procedures designed to protect customer funds and strengthen financial accountability.

Role Summary

The Electronic Money Safeguarding Operations Specialist will support the operational processes associated with safeguarding customer funds held within electronic money services.

The role involves monitoring relevant fund records, reviewing reconciliation information, maintaining safeguarding documentation and coordinating with finance and banking partners to support accurate safeguarding arrangements.

The successful candidate will contribute to operational controls designed to ensure that customer funds are appropriately accounted for and that safeguarding-related activities are documented in accordance with applicable regulatory requirements.

Key Responsibilities

• Support daily operational procedures relating to electronic money safeguarding.

• Maintain accurate records of customer funds and corresponding safeguarding balances.

• Review reconciliation reports involving customer liabilities and designated safeguarding accounts.

• Investigate discrepancies identified during safeguarding reconciliation activities.

• Coordinate with banking partners and financial operations teams regarding safeguarding records.

• Maintain documentation supporting safeguarding procedures and internal financial controls.

• Monitor outstanding reconciliation items and coordinate timely resolution.

• Assist with preparing periodic safeguarding reports for internal review.

• Support the maintenance of operational records required for regulatory examinations.

• Identify weaknesses in existing safeguarding processes and recommend improvements.

• Collaborate with compliance and finance departments on safeguarding-related matters.

• Monitor relevant changes in electronic money operational requirements.

Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Banking, Economics or a related discipline.

• Experience in electronic money operations, payment services, financial reconciliation or banking administration.

• Understanding of electronic money business models and customer fund safeguarding principles.

• Knowledge of financial reconciliation and transaction reporting procedures.

• Familiarity with payment institutions or regulated financial services environments.

• Strong numerical and analytical capabilities.

• Excellent documentation and record-management skills.

• High level of accuracy and professional integrity.

• Ability to handle confidential financial information.

• Good communication and cross-functional coordination skills.

Benefits

• Fully remote working opportunity within Estonia.

• Specialist exposure to electronic money and regulated fintech operations.

• Opportunities for professional development in financial controls and safeguarding.

• Collaboration with experienced finance and compliance professionals.

• Continuous learning within the European digital financial services sector.

• Opportunity to contribute to reliable customer fund protection processes.

Application Instructions

Interested candidates should submit an updated CV highlighting their experience in electronic money, payment operations, financial reconciliation or regulated financial services. Applicants should demonstrate an understanding of safeguarding procedures, financial controls and accurate record management. Shortlisted candidates may be invited to an interview and role-specific assessment.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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