Company Overview

Our organisation operates within the financial technology industry, supporting digital financial products and technology-driven lending solutions. We focus on improving financial accessibility through reliable digital platforms, data-driven decision-making, and responsible credit risk management.

Our approach combines financial expertise, analytical capabilities, and modern technology to support efficient lending operations and sustainable financial services.

Role Summary

We are looking for an analytical Digital Lending Risk Analyst to evaluate credit risk associated with technology-enabled lending products.

The successful candidate will analyse borrower information, assess creditworthiness, monitor portfolio performance, and identify emerging risk patterns across digital lending operations. The role involves working with financial data, credit assessment models, and internal risk management teams to support responsible lending decisions.

The ideal candidate should have a strong understanding of credit analysis, financial modelling, and digital lending technologies.

Key Responsibilities

• Analyse credit applications and evaluate borrower financial information.

• Assess creditworthiness using established risk assessment methodologies.

• Monitor repayment behaviour and identify potential default indicators.

• Analyse lending portfolio performance and emerging credit risk trends.

• Prepare credit risk reports and analytical summaries.

• Support the development and improvement of credit scoring methodologies.

• Review customer financial information and supporting documentation.

• Identify irregularities and potential weaknesses in lending applications.

• Collaborate with underwriting, compliance, and financial operations teams.

• Monitor credit exposure across different lending products.

• Recommend improvements to credit assessment procedures.

• Support periodic reviews of lending policies and risk management controls.

Requirements and Qualifications

• Bachelor’s degree in Finance, Economics, Mathematics, Statistics, or a related discipline.

• Experience in credit risk analysis, lending operations, or financial services.

• Understanding of credit scoring, underwriting, and borrower assessment.

• Strong knowledge of financial statement analysis and risk evaluation.

• Proficiency in Microsoft Excel and financial data analysis.

• Familiarity with SQL, Python, or statistical modelling is advantageous.

• Understanding of digital lending platforms and automated credit assessment.

• Strong analytical thinking and numerical reasoning.

• Excellent reporting and communication skills.

• Ability to manage sensitive financial information responsibly.

Benefits

• Fully remote working opportunity within Estonia.

• Exposure to digital lending and financial risk technologies.

• Opportunities for professional development and analytical growth.

• Collaborative international working environment.

• Opportunity to contribute to responsible digital financial services.

• Flexible remote working arrangements.

Application Instructions

Applicants should submit an updated CV outlining their experience in credit risk, lending operations, financial analysis, or underwriting. Candidates should highlight relevant analytical projects, credit assessment experience, and familiarity with digital financial systems.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

#JobsHubEstonia #GlobalRecruitment
#CareerOpportunities #HiringNow
#JobSeekersNetwork #EstoniaJobs
#RecruitmentServices #EmploymentPortal.