Company Overview

The organisation operates in the financial technology and digital banking industry, supporting technology-enabled financial services and modern banking infrastructure. Its operational environment focuses on accurate financial recordkeeping, reliable transaction processing, and the efficient reconciliation of payment activities across interconnected financial systems.

Role Summary

The Digital Banking Reconciliation Specialist will oversee the reconciliation of financial transactions across digital banking platforms, payment processors, settlement accounts, and internal financial records. The role is essential to maintaining accurate transaction balances, identifying discrepancies, and ensuring that financial movements are properly recorded and resolved.

The successful candidate will work closely with accounting, treasury, payments operations, and technical support teams to investigate reconciliation exceptions, improve financial control procedures, and support the accuracy of daily banking operations.

Key Responsibilities

• Perform daily reconciliation of digital banking transactions, payment settlements, and financial accounts.

• Compare internal transaction records against bank statements, processor reports, and external settlement files.

• Identify discrepancies, duplicate transactions, missing entries, and settlement delays.

• Investigate unresolved reconciliation differences and coordinate appropriate corrective actions.

• Monitor incoming and outgoing payment records to ensure accurate financial posting.

• Prepare reconciliation reports and maintain supporting documentation for financial control purposes.

• Assist with month-end and period-end financial closing activities.

• Work with payment operations teams to resolve transaction processing and settlement issues.

• Review reconciliation procedures and recommend improvements to reduce manual errors.

• Support internal and external audit requests by providing accurate financial records.

• Monitor transaction exceptions and escalate material discrepancies in accordance with established procedures.

Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Banking, Business Administration, or a related field.

• Three or more years of experience in bank reconciliation, payment operations, financial accounting, or settlement processing.

• Practical knowledge of digital banking transactions and payment settlement procedures.

• Experience using financial management systems, reconciliation software, and advanced spreadsheet functions.

• Strong understanding of debit and credit entries, ledger accounts, and transaction matching.

• Ability to investigate financial discrepancies and manage multiple reconciliation tasks.

• Good numerical accuracy, organisational skills, and attention to detail.

• Strong written and verbal communication skills.

• Familiarity with SEPA payments and European banking processes is an advantage.

Benefits

• Fully remote working opportunity within Estonia.

• Competitive compensation structure aligned with qualifications and experience.

• Exposure to modern digital banking and payment technologies.

• Opportunities for professional development in financial operations.

• Collaborative working relationships across international finance teams.

• Structured onboarding and access to relevant operational resources.

Application Instructions

Candidates should provide an updated CV detailing their experience in financial reconciliation, digital banking operations, payment settlements, and accounting systems. Applications should demonstrate their ability to investigate transaction discrepancies and maintain accurate financial records.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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