Company Overview

The organisation operates in the digital financial services industry, supporting technology-enabled banking operations, electronic payment services, and financial transaction management. Its operational focus includes maintaining accurate financial records, improving transaction visibility, and supporting reliable reconciliation processes across interconnected financial systems.

Role Summary

The Digital Banking Reconciliation Analyst will be responsible for reviewing, matching, and investigating financial transactions across digital banking platforms, payment processors, and internal financial records. The role plays an important part in ensuring that transaction records remain accurate, discrepancies are identified promptly, and unresolved reconciliation items are properly documented and escalated.

The ideal candidate will have a strong interest in financial operations, numerical analysis, transaction monitoring, and the operational processes behind digital banking services.

Key Responsibilities

• Perform daily reconciliation of transactions across banking platforms, payment gateways, settlement accounts, and internal financial systems.

• Compare transaction reports, bank statements, payment records, and ledger entries to identify inconsistencies.

• Investigate missing payments, duplicate transactions, incorrect amounts, and settlement differences.

• Maintain accurate reconciliation schedules and supporting financial documentation.

• Monitor outstanding reconciliation items and coordinate with relevant teams to ensure timely resolution.

• Support the review of payment settlements, refunds, chargebacks, and transaction adjustments.

• Prepare periodic reconciliation reports highlighting unresolved discrepancies and operational exceptions.

• Assist with improving reconciliation procedures and identifying opportunities for automation.

• Maintain appropriate records in accordance with internal financial control and documentation standards.

• Collaborate with finance, compliance, payment operations, and technical support teams.

Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Economics, Banking, or a related field.

• Experience in financial reconciliation, banking operations, accounts administration, or payment processing is beneficial.

• Good understanding of bank statements, transaction records, settlement processes, and financial ledgers.

• Proficiency in Microsoft Excel or Google Sheets.

• Familiarity with accounting software, digital banking platforms, or payment management systems.

• Strong numerical accuracy and attention to detail.

• Ability to investigate discrepancies and manage multiple reconciliation tasks.

• Good written communication and reporting skills.

• Knowledge of financial controls and transaction documentation procedures is an advantage.

Benefits

• Fully remote working opportunity within Estonia.

• Exposure to modern digital banking and payment operations.

• Opportunities to strengthen financial analysis and reconciliation expertise.

• Collaborative international working environment.

• Continuous professional development and practical fintech experience.

Application Instructions

Candidates interested in this opportunity should submit an updated CV outlining their financial operations, accounting, reconciliation, or digital banking experience. Applications should demonstrate their ability to manage transaction records accurately and investigate financial discrepancies.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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