Company Overview

The organisation operates within the international financial technology and digital payments industry, developing solutions that facilitate cross-border money transfers and international financial transactions. Its services support businesses, financial institutions and payment service providers that require efficient access to international payment networks.

The organisation focuses on improving payment accessibility, transaction transparency and operational efficiency across multiple geographical markets. It seeks professionals with a strong understanding of international payment processes and the ability to analyse payment corridors, identify operational challenges and support improvements to cross-border transaction services.

Role Summary

The Cross-Border Payments Corridor Analyst will evaluate the operational performance, efficiency and commercial viability of international payment corridors.

The role involves analysing transaction flows between countries, reviewing settlement performance, monitoring payment success rates and identifying operational barriers affecting international transfers. The successful candidate will work with payment operations, banking partners, compliance specialists and business development teams to support the expansion and optimisation of cross-border payment services.

Key Responsibilities

• Analyse payment corridors connecting different international markets and financial institutions.

• Monitor transaction volumes, processing times and payment completion rates across supported corridors.

• Evaluate factors affecting the reliability and efficiency of international money transfers.

• Identify recurring payment failures, processing delays and transaction routing challenges.

• Assess the operational requirements associated with introducing new international payment corridors.

• Review banking partner capabilities and local payment infrastructure in target markets.

• Analyse transaction costs, intermediary banking charges and settlement-related expenses.

• Prepare corridor performance reports and operational recommendations for management.

• Coordinate with payment operations teams to investigate unsuccessful or delayed international transfers.

• Monitor changes in local payment practices and international transaction requirements.

• Support the assessment of alternative payment routes and correspondent banking arrangements.

• Work with compliance teams to identify corridor-specific operational and regulatory considerations.

• Maintain accurate documentation covering payment routes, supported currencies and partner requirements.

• Identify opportunities to improve transaction processing efficiency and reduce unnecessary payment costs.

• Assist with projects involving the expansion of international payment services.

• Present analytical findings to relevant stakeholders and recommend practical improvements.

Requirements and Qualifications

• Bachelor’s degree in Finance, Economics, Banking, International Business or a related discipline.

• Previous experience in cross-border payments, banking operations, international remittances or financial technology.

• Understanding of international payment systems and correspondent banking processes.

• Familiarity with SWIFT transfers, local payment networks and international settlement procedures.

• Knowledge of foreign currencies, transaction fees and payment processing timelines.

• Strong analytical and numerical skills.

• Experience working with transaction reports and financial data.

• Proficiency in Microsoft Excel and reporting tools.

• Knowledge of SQL or business intelligence platforms is an advantage.

• Ability to interpret operational information and produce clear recommendations.

• Strong communication and stakeholder coordination skills.

• High attention to detail and effective problem-solving abilities.

• Ability to work independently and coordinate with international teams in a remote environment.

Benefits

• Fully remote working arrangement within Estonia.

• Opportunity to work on international payment infrastructure and cross-border financial services.

• Exposure to international banking partners and payment networks.

• Professional development in global payments and financial operations.

• Collaboration with experienced fintech and banking professionals.

• Opportunity to contribute to international payment expansion initiatives.

• Long-term career development within the digital payments industry.

Application Instructions

Interested candidates should submit an updated CV highlighting their experience in international payments, banking operations, remittance services or financial analysis. Applicants should describe their familiarity with payment corridors, transaction monitoring, settlement processes and international financial infrastructure.

Are you interested in this position?

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