About the Company

We are a financial technology organization delivering digital financial services in a regulated and evolving market. Our focus is on building reliable financial products, maintaining strong governance standards, and ensuring that our operations meet applicable legal and regulatory obligations.

We are seeking a Compliance Officer to support regulatory oversight, strengthen internal compliance controls, and promote a culture of accountability throughout the organization. This position offers the opportunity to work closely with senior management and operational teams to identify compliance risks and support sustainable business growth.

About the Role

As a Compliance Officer, you will help implement, maintain, and monitor the company’s compliance framework in accordance with applicable Estonian and European Union requirements. You will assess regulatory developments, review internal policies, monitor business activities, and advise relevant stakeholders on compliance obligations.

Working alongside legal, risk, operations, and product teams, you will help ensure that regulatory requirements are translated into practical procedures and effective controls. The successful candidate will combine regulatory knowledge with strong analytical skills, sound judgement, and the ability to communicate complex requirements clearly.

Key Responsibilities

• Monitor applicable laws, regulations, regulatory guidance, and supervisory developments relevant to the company’s activities.
• Support the implementation and maintenance of compliance policies, procedures, and internal control frameworks.
• Conduct compliance risk assessments and identify potential gaps in business processes and operational controls.
• Perform periodic compliance monitoring and control testing to assess adherence to internal standards and regulatory obligations.
• Advise business teams on compliance requirements affecting products, customer onboarding, payment operations, and business processes.
• Review internal policies, procedures, customer communications, and operational documentation for compliance considerations.
• Support the coordination of regulatory reporting, notifications, and information requests where applicable.
• Maintain regulatory obligations register and track implementation of new or amended requirements.
• Assist with internal audits, compliance reviews, remediation plans, and follow-up actions.
• Investigate reported compliance concerns, document findings, and escalate significant issues to senior management or the designated compliance function.
• Deliver compliance awareness sessions and support employee training on relevant policies and regulatory expectations.
• Collaborate with AML, KYC, fraud prevention, information security, and data protection teams to address cross-functional risks.
• Maintain accurate records of compliance reviews, risk assessments, control testing, and management actions.
• Prepare periodic compliance reports highlighting key risks, control weaknesses, remediation progress, and emerging regulatory issues.
• Promote a culture of ethical conduct, transparency, and responsible decision-making across the organisation.

Requirements and Qualifications

• Bachelor’s degree in Law, Finance, Business Administration, Economics, or a related discipline; a relevant postgraduate qualification is an advantage.
• At least 3 years of experience in regulatory compliance, financial services compliance, risk management, internal audit, or a related field.
• Understanding of the regulatory environment applicable to financial services and fintech businesses operating in Estonia or the wider EU.
• Familiarity with compliance risk assessments, internal controls, regulatory monitoring, and policy development.
• Knowledge of relevant AML/CFT obligations and financial services regulation appropriate to the employer’s activities.
• Ability to interpret regulatory requirements and translate them into practical operational procedures.
• Experience preparing compliance reports, documenting findings, and tracking corrective actions.
• Strong analytical, organizational, and problem-solving skills.
• Excellent written and verbal communication skills, with the ability to engage stakeholders at different organizational levels.
• High standards of integrity, discretion, independence, and professional judgement.
• Proficiency in Microsoft Office and familiarity with compliance management or governance systems.
• Professional proficiency in English; Estonian language skills are beneficial depending on the organization’s regulatory and operational needs.
• Relevant compliance certifications or professional training are advantageous.

What We Offer

• Competitive salary based on qualifications and relevant experience.
• Hybrid working arrangements in Tallinn, Estonia.
• A collaborative environment with access to senior decision makers and cross-functional teams.
• Opportunities to contribute to compliance strategy, internal governance, and regulatory readiness.
• Support for relevant professional development, training, and compliance certifications.
• Exposure to evolving regulatory developments across financial technology and financial services.
• Clear opportunities for career progression within compliance, risk management, or governance.
• Paid annual leave and employment benefits in accordance with company policy and applicable Estonian law.

Application Process

Applicants should submit their CV and a brief summary of their experience in regulatory compliance, compliance monitoring, risk assessments, or financial services governance. Relevant qualifications and professional certifications may also be included.

Shortlisted candidates may be invited to discuss a regulatory change scenario, describe their approach to a compliance risk assessment, or explain how they would manage an identified control deficiency.

Join our team and help maintain a strong compliance culture while supporting responsible innovation in financial services.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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