Company Overview

An established fintech-focused organisation operating within the digital financial services sector is seeking a detail-oriented Digital Banking Reconciliation Specialist to support the accuracy, consistency and integrity of financial transactions across its banking platforms. The organisation focuses on modern payment infrastructure, digital banking services and efficient financial operations.

Role Summary

The Digital Banking Reconciliation Specialist will oversee the reconciliation of financial transactions across internal banking systems, payment processors and external financial institutions. The successful candidate will investigate discrepancies, validate settlement records and ensure that transaction movements are accurately reflected in operational and financial reporting systems.

This position requires strong analytical abilities, an understanding of digital banking operations and the ability to manage complex transaction records in a remote working environment.

Key Responsibilities

• Perform daily reconciliation of digital banking transactions, payment records and settlement accounts.

• Compare internal transaction data against external banking and payment processor statements.

• Investigate unmatched transactions, duplicate entries, settlement delays and unexplained financial differences.

• Monitor incoming and outgoing payment movements across supported banking channels.

• Maintain accurate reconciliation records and prepare exception reports for relevant operational teams.

• Coordinate with payment operations and finance personnel to resolve transaction discrepancies.

• Review transaction adjustments and ensure appropriate supporting documentation is available.

• Identify recurring reconciliation problems and recommend improvements to existing procedures.

• Support month-end financial closing activities and transaction verification exercises.

• Maintain compliance with internal financial control procedures and operational standards.

Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Banking, Economics or a related discipline.

• Previous experience in banking operations, payment reconciliation or financial transaction processing.

• Understanding of electronic banking systems, payment settlements and transaction lifecycle management.

• Strong knowledge of spreadsheet applications and financial reporting tools.

• Experience investigating payment discrepancies and maintaining accurate financial records.

• Excellent numerical, analytical and problem-solving abilities.

• Strong organisational skills and attention to detail.

• Ability to communicate effectively with distributed teams.

• Familiarity with SEPA payments, payment service providers or digital banking platforms is an advantage.

Benefits

• Fully remote working arrangement within the Estonia-based employment framework.

• Opportunity to work with modern digital banking and payment technologies.

• Professional development in financial operations and payment infrastructure.

• Collaborative international working environment.

• Opportunities to contribute to operational improvements and financial control initiatives.

Application Instructions

Interested candidates should submit an updated CV highlighting their banking operations, transaction reconciliation and financial reporting experience. Applications should include relevant qualifications and examples of experience handling payment discrepancies or reconciliation processes.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

#JobsHubEstonia #GlobalRecruitment
#CareerOpportunities #HiringNow
#JobSeekersNetwork #EstoniaJobs
#RecruitmentServices #EmploymentPortal.