Description
Company Overview
The organisation operates within the fintech and digital banking sector, developing technology-enabled financial services that support digital lending, credit administration, and financial account management. Its operating environment focuses on efficient loan processing, responsible credit assessment, automated financial workflows, and accessible digital financial products.
Role Summary
The Digital Lending Operations Specialist will manage the operational activities associated with digital loan applications, credit documentation, loan administration, and repayment monitoring. The position supports the smooth delivery of technology-driven lending services by ensuring that applications, customer records, and loan servicing activities are processed accurately.
The successful candidate will work with credit analysts, risk specialists, finance professionals, and customer operations teams to maintain efficient lending workflows. The role requires a good understanding of credit administration, financial documentation, and digital lending platforms.
Key Responsibilities
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Process and review digital loan applications in accordance with established procedures.
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Verify application information and supporting financial documentation.
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Coordinate with credit assessment teams regarding incomplete or outstanding applications.
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Maintain accurate loan records and customer account information.
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Monitor loan disbursements and repayment processing activities.
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Track repayment schedules, overdue accounts, and outstanding balances.
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Assist with loan account reconciliation and financial reporting.
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Identify discrepancies in loan documentation and escalate relevant issues.
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Support customer enquiries concerning loan administration and repayment procedures.
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Maintain digital lending records within internal management systems.
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Prepare periodic reports covering application processing and loan servicing activities.
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Recommend operational improvements to enhance lending efficiency and documentation accuracy.
Requirements and Qualifications
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Bachelor’s degree in Finance, Accounting, Banking, Economics, or Business Administration.
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At least two years of experience in lending operations, credit administration, banking, or fintech.
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Understanding of loan processing, repayment schedules, and credit documentation.
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Familiarity with digital lending platforms and financial management systems.
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Good knowledge of financial reconciliation and account administration.
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Strong Microsoft Excel and reporting skills.
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Understanding of credit risk and responsible lending procedures.
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Excellent numerical accuracy and analytical abilities.
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Strong organisational and communication skills.
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Ability to manage confidential customer and financial information.
Benefits
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Fully remote working opportunity within Estonia.
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Exposure to digital lending and modern credit technology.
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Opportunities for professional development in fintech and banking.
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Collaborative environment involving finance and technology specialists.
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Access to modern lending and financial management platforms.
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Opportunity to contribute to improvements in digital credit operations.
Application Instructions
Interested candidates should submit an updated CV highlighting their experience in lending operations, credit administration, loan processing, or digital banking. Applicants should outline their knowledge of loan management systems, repayment monitoring, financial documentation, and customer account administration.
Are you interested in this position?
Apply by clicking on the “Apply Now” Button below!
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