Company Overview

The organisation operates within the financial technology and digital banking sector, developing technology-driven financial services that support secure transactions, digital account management, and efficient banking operations. Its business environment focuses on improving financial service delivery through automation, reliable transaction processing, and modern banking infrastructure.

Role Summary

The Digital Banking Reconciliation Specialist will oversee the verification and reconciliation of financial transactions across digital banking platforms, payment channels, and internal financial systems. The role is responsible for maintaining accurate transaction records, identifying settlement discrepancies, and supporting the integrity of financial reporting processes.

The successful candidate will collaborate with banking operations, finance, payment processing, and technical support teams to ensure that financial records remain consistent and that unresolved transaction issues receive timely attention. This position requires strong reconciliation knowledge, numerical accuracy, and familiarity with modern digital banking systems.

Key Responsibilities

• Perform daily reconciliation of transactions across digital banking platforms and financial accounts.

• Compare internal transaction records against bank statements and payment processor reports.

• Investigate unmatched transactions, duplicate entries, and settlement discrepancies.

• Monitor pending transfers, failed payments, reversals, and transaction adjustments.

• Maintain accurate reconciliation schedules and supporting financial documentation.

• Coordinate with payment operations teams to resolve outstanding transaction differences.

• Prepare daily, weekly, and monthly reconciliation reports.

• Monitor transaction processing timelines and settlement activities.

• Identify recurring reconciliation issues and recommend corrective measures.

• Support internal financial audits and operational control reviews.

• Assist with improving automated reconciliation procedures and reporting workflows.

Requirements and Qualifications

• Bachelor’s degree in Accounting, Finance, Banking, or a related discipline.

• At least three years of experience in banking operations, financial reconciliation, or fintech.

• Strong understanding of digital banking transactions and payment settlement processes.

• Experience using financial management systems and reconciliation software.

• Advanced Microsoft Excel skills and familiarity with financial reporting tools.

• Knowledge of transaction matching and exception management.

• Strong numerical, analytical, and problem-solving abilities.

• Excellent organisational and documentation skills.

• Ability to handle confidential financial information responsibly.

• Comfortable working independently in a remote environment.

Benefits

• Fully remote working opportunity within Estonia.

• Exposure to modern digital banking infrastructure.

• Professional development in financial operations and reconciliation.

• Opportunities to collaborate with international fintech professionals.

• Access to modern financial reporting and operational tools.

• Supportive environment focused on continuous improvement.

Application Instructions

Interested candidates should submit an updated CV outlining their experience in financial reconciliation, banking operations, payment processing, or fintech administration. Applications should highlight relevant financial systems, reconciliation methodologies, and experience resolving transaction discrepancies.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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