Company Overview

The organisation operates within the financial technology and digital payments industry, providing technology-driven solutions that support electronic transactions, merchant services and financial payment infrastructure. Its operations involve payment processing networks, financial institutions, payment service providers and digital transaction platforms.

The organisation is committed to maintaining reliable payment services, effective operational controls and compliance with applicable industry requirements. It seeks professionals who understand payment regulations and scheme operating standards and can support the delivery of secure and efficient payment services.

Role Summary

The Payment Scheme Compliance Specialist will oversee compliance-related activities associated with payment card schemes, payment processing requirements and industry operating standards.

The position involves monitoring changes to payment scheme rules, assessing their operational implications, coordinating implementation activities and maintaining compliance documentation. The successful candidate will work closely with payment operations, product, technology, risk and legal teams to ensure that relevant scheme requirements are incorporated into business processes and payment systems.

Key Responsibilities

• Monitor updates to payment scheme rules, operating regulations and technical requirements.

• Analyse changes in payment scheme requirements and assess their impact on existing payment services.

• Coordinate the implementation of relevant scheme updates across operational and technology teams.

• Review internal payment procedures to identify potential gaps against applicable scheme requirements.

• Maintain accurate records of scheme compliance obligations, implementation activities and review outcomes.

• Support compliance assessments relating to card issuing, acquiring and payment processing activities.

• Coordinate with payment processors and financial institution partners on scheme-related operational matters.

• Assist with the review of payment transaction processes and related compliance controls.

• Monitor scheme-related incidents, operational exceptions and reported compliance concerns.

• Support internal audits and external reviews involving payment scheme requirements.

• Prepare reports outlining compliance status, identified gaps and corrective actions.

• Work with technology teams to ensure that payment system configurations reflect relevant scheme requirements.

• Assist with the review of new payment products before their implementation.

• Maintain documentation covering scheme procedures, compliance controls and operational responsibilities.

• Identify opportunities to improve payment compliance processes and reduce operational exposure.

Requirements and Qualifications

• Bachelor’s degree in Finance, Banking, Law, Business Administration or a related discipline.

• Previous experience in payment compliance, card operations, financial services or payment processing.

• Understanding of payment card schemes and their operating requirements.

• Familiarity with card issuing, merchant acquiring and transaction processing.

• Knowledge of payment industry standards and financial services compliance principles.

• Ability to interpret scheme updates and translate them into practical business requirements.

• Experience maintaining compliance registers and regulatory documentation.

• Strong analytical, research and report-writing abilities.

• Excellent attention to detail and organisational skills.

• Ability to coordinate with internal teams and external payment partners.

• Good written and verbal communication skills.

• Ability to work independently in a remote environment.

Benefits

• Fully remote working arrangement within Estonia.

• Opportunity to specialise in payment scheme compliance and financial services governance.

• Exposure to international payment networks and modern transaction infrastructure.

• Professional development through payment compliance and operational improvement projects.

• Collaboration with experienced payment, risk and technology professionals.

• Opportunities to contribute to stronger payment controls and compliance procedures.

• Long-term career development within the fintech and digital payments industry.

Application Instructions

Interested candidates should submit an updated CV highlighting their experience in payment compliance, card scheme operations, payment processing or financial services governance. Applicants should outline their familiarity with payment scheme requirements, compliance documentation and implementation coordination.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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