About the Role

A fast-growing financial technology organization in Estonia is seeking an experienced Fintech Risk & Compliance Lead to strengthen its regulatory framework and support the responsible expansion of digital financial products across European markets.

This is a strategic role combining regulatory expertise, operational risk management, financial crime controls, and business advisory. The successful candidate will work closely with product, payments, legal, technology, and senior leadership teams to ensure innovation is supported by robust governance.

Key Responsibilities

• Lead the development and continuous improvement of enterprise fintech risk and compliance frameworks.
• Monitor regulatory developments affecting payments, digital banking, electronic money, and financial technology.
• Design and enhance AML, KYC, transaction-monitoring, and customer-risk management controls.
• Conduct compliance risk assessments for new products, markets, partners, and operational processes.
• Establish effective policies, procedures, controls, and internal compliance standards.
• Partner with product and engineering teams during the design and launch of regulated financial services.
• Oversee regulatory reporting, compliance reviews, internal investigations, and remediation programmes.
• Identify emerging operational, financial crime, technology, and third-party risks.
• Prepare clear risk reports and recommendations for senior management.
• Support regulatory examinations, audits, and relationships with external advisers.

Candidate Profile

• 6+ years of experience in fintech, banking, payments, financial services, risk, or compliance.
• Strong understanding of European financial-services regulation and AML/CTF requirements.
• Practical experience developing compliance frameworks within technology-driven financial businesses.
• Strong analytical, investigative, and decision-making capabilities.
• Excellent communication skills with the ability to translate regulatory requirements into practical business controls.
• Professional certifications such as CAMS, ICA, or equivalent are advantageous.

Why This Opportunity

This position offers the opportunity to influence the governance of modern financial products while working at the intersection of fintech innovation, European regulation, risk management, and digital finance.

Ideal Candidate: A commercially minded compliance professional who understands that effective governance should enable responsible fintech growth rather than simply restrict it.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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