Company Overview

The organisation provides financial technology services that support digital payments, financial transactions and connected banking operations. Its treasury function plays an important role in maintaining sufficient funding availability, monitoring cash requirements and coordinating financial resources across multiple banking and payment channels.

Role Summary

The Treasury Liquidity & Funding Operations Specialist will support the day-to-day monitoring and administration of liquidity and funding requirements across the organisation’s financial operations. The role focuses on tracking available balances, coordinating funding movements, monitoring settlement requirements and maintaining accurate information about short-term liquidity needs.

The successful candidate will work with treasury, payment operations, finance and banking partners to support the availability of funds required for business activities. They will also analyse liquidity movements, investigate funding discrepancies and contribute to improvements in cash forecasting and treasury reporting.

Key Responsibilities

• Monitor cash balances and available funding across designated bank accounts, payment channels and financial service providers.

• Support daily liquidity monitoring and identify potential funding requirements arising from expected payment and settlement activity.

• Coordinate authorised funding transfers between approved accounts in line with established treasury procedures.

• Monitor incoming and outgoing cash movements and maintain accurate funding records.

• Prepare daily liquidity position reports and cash availability summaries for treasury management.

• Review anticipated settlement obligations and identify potential funding shortfalls before processing deadlines.

• Coordinate with payment operations teams to understand upcoming transaction volumes and expected cash requirements.

• Track bank funding confirmations, transfer statuses and settlement-related cash movements.

• Investigate funding discrepancies, delayed transfers and unexpected changes in available balances.

• Support short-term cash forecasting by analysing historical payment activity, transaction patterns and scheduled financial obligations.

• Maintain accurate records of funding instructions, approvals, bank confirmations and treasury movements.

• Assist with the administration of prefunding arrangements and designated operational reserve balances.

• Monitor liquidity utilisation across payment channels and communicate unusual funding patterns to relevant stakeholders.

• Coordinate with banking partners regarding funding cut-off times, transfer confirmations and operational issues.

• Support periodic reviews of liquidity procedures and recommend improvements to reporting accuracy and funding coordination.

• Prepare documentation for treasury reviews, internal audits and financial control assessments.

Requirements and Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Banking or a related discipline.

• At least three years of experience in treasury operations, liquidity management, cash management or financial operations.

• Understanding of cash positioning, bank transfers, payment settlement and funding procedures.

• Experience monitoring bank balances and preparing cash or liquidity reports.

• Knowledge of payment processing cycles, banking cut-off times and settlement obligations.

• Strong Excel skills, including financial data analysis, reconciliations and reporting.

• Familiarity with treasury management systems, banking portals or enterprise financial platforms.

• Understanding of cash forecasting and short-term liquidity planning.

• Strong numerical accuracy and the ability to investigate financial discrepancies.

• Good knowledge of financial controls, approval procedures and transaction documentation.

• Ability to coordinate effectively with banks, payment operations and internal finance teams.

• Excellent written and spoken English communication skills.

Benefits

• Fully remote working opportunity within Estonia.

• Opportunity to contribute to liquidity and funding operations within a digital financial services environment.

• Exposure to payment settlement, cash management and banking relationships.

• Collaboration with treasury, finance and payment operations teams.

• Opportunities for professional development in treasury management and financial operations.

• A professional environment focused on financial discipline, liquidity visibility and operational reliability.

Application Instructions

Interested applicants should submit an updated CV detailing their experience in treasury operations, cash management, liquidity monitoring or payment funding. Candidates should highlight their experience preparing liquidity reports, monitoring bank balances, coordinating funding transfers and supporting financial control procedures.

Are you interested in this position?

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