Company Overview

The organization operates in the digital lending and financial technology sector, using technology and data-driven processes to support lending services. Its portfolio management activities focus on understanding credit performance, monitoring portfolio quality, and providing reliable analysis to support responsible business decisions.

Role Summary

The Digital Lending Portfolio Analyst will analyze lending portfolio performance, monitor credit quality indicators, and prepare reporting that supports portfolio management and risk assessment. The role involves reviewing loan performance data, identifying emerging trends, and communicating analytical findings to credit, finance, and product stakeholders.

The successful candidate will help ensure that portfolio information is accurate, meaningful, and available to support timely decision-making.

Key Responsibilities

• Analyze lending portfolio data across products, customer segments, and repayment stages.

• Monitor indicators such as repayment performance, arrears, delinquency rates, and portfolio concentration.

• Prepare recurring portfolio reports and performance dashboards.

• Investigate changes in portfolio metrics and identify potential drivers of performance trends.

• Support the review of lending product performance and customer repayment behavior.

• Work with credit and risk teams to validate data and improve analytical reporting.

• Assist with the development and maintenance of portfolio monitoring metrics.

• Identify data quality issues and coordinate their resolution with relevant teams.

• Prepare concise summaries of analytical findings for business and risk stakeholders.

• Contribute to improvements in portfolio reporting processes and analytical tools.

Requirements and Qualifications

• Experience in portfolio analysis, credit analytics, financial analysis, or lending operations.

• Understanding of lending products, repayment processes, and credit performance indicators.

• Strong analytical skills and the ability to interpret financial and operational data.

• Proficiency in spreadsheets and reporting tools.

• Familiarity with SQL, business intelligence platforms, or data visualization tools is an advantage.

• Ability to present findings clearly and explain analytical results to non-technical stakeholders.

• High attention to detail and a disciplined approach to data validation.

• Ability to manage recurring reporting deadlines and work collaboratively across teams.

Benefits

• Fully remote working arrangement within Estonia.

• Opportunity to develop expertise in digital lending and credit portfolio analytics.

• Exposure to data-driven financial product and risk decisions.

• Collaboration with credit, finance, risk, and product professionals.

• Professional growth through analytical projects and process improvement initiatives.

Application Instructions

Submit a current CV describing relevant experience in lending, credit analytics, portfolio reporting, or financial analysis. Include examples of analytical tools used and the types of portfolio metrics or reports you have worked with.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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