Position Overview

A sophisticated financial technology operation in Estonia is seeking a Financial Technology Risk Manager to strengthen its approach to technology, operational, financial, and regulatory risk.

This is a cross-functional position for a professional capable of connecting risk management with the realities of modern fintech infrastructure. You will assess emerging risks, strengthen internal controls, challenge existing processes, and work with technology and business teams to ensure that growth is supported by appropriate risk frameworks.

Core Responsibilities

• Develop and maintain technology and operational risk frameworks for fintech products and platforms.
• Identify, assess, document, and monitor technology-related risks.
• Conduct risk assessments for new products, system changes, integrations, and third-party services.
• Work closely with compliance, information security, engineering, product, and operations teams.
• Establish appropriate risk indicators, control measures, escalation processes, and reporting mechanisms.
• Review technology dependencies and identify vulnerabilities within critical business processes.
• Support third-party and vendor-risk assessments.
• Analyse operational incidents and coordinate root-cause and remediation activities.
• Monitor emerging risks associated with digital payments, cloud infrastructure, automation, APIs, and financial technology platforms.
• Prepare clear risk reports and recommendations for senior management.
• Contribute to business-continuity, resilience, and technology-governance initiatives.
• Help embed a proactive risk culture across technology and financial operations.

Professional Requirements

• 5+ years of experience in fintech, banking, financial services, technology risk, operational risk, compliance, or a closely related discipline.
• Strong understanding of technology risk and financial-services processes.
• Experience developing or implementing risk and control frameworks.
• Familiarity with digital payments, cloud technologies, APIs, cybersecurity, or financial platforms.
• Strong knowledge of risk assessment methodologies and control testing.
• Excellent analytical, documentation, and reporting skills.
• Ability to communicate complex technical and regulatory matters to both technical and non-technical stakeholders.
• Strong professional English; additional European-language capability is an advantage.

What Makes the Role Significant

Modern fintech businesses operate across interconnected technology, financial, regulatory, and third-party ecosystems. This position provides an opportunity to influence how those systems are governed while helping create an environment where innovation can develop alongside disciplined risk management.

Ideal Candidate: A commercially aware risk professional who understands technology deeply enough to challenge assumptions, identify material exposures, and work constructively with teams responsible for building and operating financial products.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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