An established digital-finance organisation in Estonia is seeking a Fintech Product Risk Manager to integrate structured risk management into the development and operation of its financial products.

This is a cross-functional role combining product management, operational risk, compliance, technology, analytics, and customer experience. The successful candidate will help product teams understand material risks early and establish practical controls without unnecessarily slowing innovation.

The Role

You will work throughout the product lifecycle—from discovery and design to launch and ongoing optimisation—to identify risks, assess their potential impact, and coordinate appropriate mitigation strategies.

Key Responsibilities

• Establish risk-assessment frameworks for fintech products and major product changes.
• Identify operational, financial, technology, fraud, compliance, and customer risks.
• Partner with product managers to incorporate risk considerations into product roadmaps.
• Review new features, workflows, and customer journeys from a risk perspective.
• Develop and monitor product-risk indicators and control metrics.
• Work with compliance and legal teams on regulatory requirements affecting products.
• Collaborate with engineering teams to implement automated controls where appropriate.
• Analyse incidents, customer complaints, fraud trends, and operational data to identify systemic risks.
• Coordinate remediation plans and monitor progress.
• Support risk assessments for new markets, products, integrations, and third-party services.
• Prepare risk reporting and recommendations for senior management.
• Contribute to product-governance and operational-resilience initiatives.

Candidate Profile

• 6+ years of experience in fintech, banking, product risk, operational risk, compliance, audit, or financial services.
• Strong understanding of digital financial products and technology-enabled operations.
• Experience identifying and managing risks across complex customer or transaction journeys.
• Strong analytical and problem-solving capabilities.
• Excellent stakeholder-management and communication skills.
• Comfortable working with product, engineering, compliance, operations, and executive teams.

Working Environment

The role covers digital banking, payments, customer onboarding, financial workflows, risk controls, fraud prevention, third-party integrations, and technology-enabled operational processes.

Why This Opportunity

You will help establish a disciplined product-risk culture where important risks are identified early and addressed through measurable, practical controls.

Ideal Candidate: A commercially aware risk professional who understands technology and can work constructively with product teams to create safer, more resilient financial services.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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