Job overview

Modern payment systems generate enormous volumes of transactions, creating both opportunity and risk. We are looking for a Senior Payments Risk Analyst to strengthen risk assessment, monitoring, and decision-making across digital payment operations.

Your Mission

You will analyze transaction behavior, payment performance, customer activity, and operational data to identify risk patterns and improve controls. Your work will support teams responsible for payments, fraud, compliance, product, and operations.

What You Will Do

• Analyze payment activity to identify emerging operational and financial risks.
• Monitor transaction patterns, payment failures, unusual activity, and risk indicators.
• Develop analytical frameworks for assessing payment-related exposure.
• Investigate anomalies and identify underlying causes.
• Build and maintain risk dashboards and management reporting.
• Establish thresholds, indicators, and monitoring approaches for payment risks.
• Work with fraud and compliance teams on overlapping risk scenarios.
• Collaborate with product and engineering teams to improve payment controls.
• Assess risk associated with new payment products, markets, and providers.
• Analyze payment-provider performance and operational reliability.
• Produce clear recommendations for risk mitigation.
• Support periodic reviews of payment-risk frameworks and controls.

Candidate Profile

• 5+ years of experience in payments, banking, fintech risk, fraud analytics, financial operations, or a related analytical discipline.
• Strong understanding of payment flows and transaction lifecycles.
• Advanced analytical and problem-solving skills.
• Strong SQL capability and experience working with large datasets.
• Experience developing risk indicators, dashboards, or monitoring frameworks.
• Ability to investigate complex problems and communicate findings clearly.
• Strong understanding of payment operations and financial-services risk.
• Experience with European payment environments is advantageous.

Your Impact

The role is not limited to reporting what has already happened. You will be expected to identify patterns before they become material problems, challenge existing controls, and recommend practical improvements.

Why Join

This position provides direct exposure to one of the most important areas of fintech: ensuring that payment systems remain reliable, controlled, and commercially sustainable as transaction volumes grow.

The ideal candidate is analytical, curious, detail-oriented, and comfortable working where payments, data, risk, and technology intersect.

Are you interested in this position?

Apply by clicking on the “Apply Now” Button below!

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