Join our team as a Product Owner in Risk Division!

Yes, you can! That’s our attitude towards our work, ambitions, ideas, and relationships. We believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with us, you will get a once-in-a-lifetime opportunity to build a local banking champion.

How You Will Make an Impact:

• Define and maintain the product vision and roadmap for risk quantification tools and models
• Align product objectives with regulatory requirements, internal risk policies, and strategic business goals
• Monitor market trends, regulatory changes, and emerging practices in risk modelling
• Manage the end-to-end product lifecycle, from concept and requirements gathering to implementation and continuous improvement
• Prioritize and manage the product backlog, ensuring clarity of scope and alignment with stakeholder needs
• Collaborate with risk modelling teams, risk managers, IT developers, and data specialists to deliver high-quality solutions
• Ensure timely resolution of incidents and manage enhancements to maintain product reliability
• Ensure all products comply with IFRS 9, Basel regulations, and internal risk governance standards
• Support audits, regulatory reviews, and model validation processes
• Identify and mitigate risks related to product functionality, data integrity, and compliance
• Act as the primary point of contact for business, risk, and technology stakeholders
• Facilitate workshops and discussions to gather requirements and validate deliverables
• Provide training and documentation to end-users and support teams

What Makes You a Great Fit:

• Strong understanding of credit risk concepts (PD, LGD, EAD, CCF) and IFRS 9 ECL methodology
• Experience with risk modelling, stress testing, or regulatory capital frameworks
• Proven track record as a Product Owner or similar role in financial services
• Familiarity with Agile methodologies and product management tools
• Excellent communication and stakeholder management skill
• Strong analytical and problem-solving abilities
• Ability to work in a fast-paced, regulated environment
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. 
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor’s note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc.
• Gross salary. 3,380 – 5,080 EUR/month, which is to be determined depending on your level of experience and competencies