JOB OPPORTUNITY

Join our team as a Product Owner in Risk Division!

How You Will Make an Impact:

• Define and maintain the product vision and roadmap for risk quantification tools and models
• Align product objectives with regulatory requirements, internal risk policies, and strategic business goals
• Monitor market trends, regulatory changes, and emerging practices in risk modelling
• Manage the end-to-end product lifecycle, from concept and requirements gathering to implementation and continuous improvement
• Prioritize and manage the product backlog, ensuring clarity of scope and alignment with stakeholder needs
• Collaborate with risk modelling teams, risk managers, IT developers, and data specialists to deliver high-quality solutions
• Ensure timely resolution of incidents and manage enhancements to maintain product reliability
• Ensure all products comply with IFRS 9, Basel regulations, and internal risk governance standards
• Support audits, regulatory reviews, and model validation processes
• Identify and mitigate risks related to product functionality, data integrity, and compliance
• Act as the primary point of contact for business, risk, and technology stakeholders
• Facilitate workshops and discussions to gather requirements and validate deliverables
• Provide training and documentation to end-users and support teams

What Makes You a Great Fit:

• Strong understanding of credit risk concepts (PD, LGD, EAD, CCF) and IFRS 9 ECL methodology
• Experience with risk modelling, stress testing, or regulatory capital frameworks
• Proven track record as a Product Owner or similar role in financial services
• Familiarity with Agile methodologies and product management tools
• Excellent communication and stakeholder management skill
• Strong analytical and problem-solving abilities
• Ability to work in a fast-paced, regulated environment
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level

Why You Will Love Working Here:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• Culture. You’ll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It’s a dynamic environment that keeps you learning, growing, and never bored
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. 
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor’s note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, LinkedIn learning, workshops, conferences, online training, etc.
• Gross salary. 3,380 – 5,080 EUR/month, which is to be determined depending on your level of experience and competencies